Lending

An ex-banker from Hawke's Bay has come up with a simple way of formalising loans between friends and family. Audio

Controversial new lending rules designed to protect borrowers from high-cost loans and unaffordable debt have been roundly criticised for forcing banks to take an overly zealous approach to consumer… Audio

The Credit Contracts and Consumer Finance Act (CCCFA) regulations, came into force this month with the intention of protecting borrowers, but they are being described as a nightmare locking many… Audio

Universities are kicking back in to gear for the year and that means lots of students are figuring out how everything works. It can be hard to know quite how to stay on top of things financially while… Audio

A nationwide budgeting service wants online payday lenders shuttered during the country's lockdown period amid concern people desperate for money will turn to loan sharks. An interest rate cap on… Audio

The Real Estate Institute says large dairy farms are now extremely difficult to sell and some banks are demanding much higher equity from potential buyers. Audio

Non-bank lending is experiencing a boom, as more banks turn down borrowers and more borrowers sign up for "buy now, pay later schemes". KPMG has released its Non-Bank Financial Institutions… Audio

How the government plans to crack down on people who are getting rich from lending to the poor.  Audio

Budget advisers want the government to look at limits on the total cost of borrowing, to stop people ending up trapped in a cycle of debt. Andrew Mitchell is a financial adviser with the Salvation… Audio

Kathryn talks with RNZ's Economics Correspondent, Patrick O'Meara as the Reserve Bank signals whether it will ease lending restrictions for first home buyers. Audio

Complaints against finance lenders have risen more than a third since a new legislative crackdown was introduced in 2015. Audio