Who should pay for damage to homes from future weather events?

Politicians are grappling with who should pay for damage to homes from future weather related events - and just how much responsibility is on the government to front up. n independent reference group set up by the Ministry for the Environment has released a raft of recommendations help the government shape climate adaptation laws. It suggests a phase out of government support for houses that are flooded or damaged by weather events. But those already affected by severe weather events say they'd be in a tight spot if it wasn't for government support. Political reporter Lilian Hanly reports.